When you change the starting balance, Quicken will insert an adjustment transaction at the end of the reconcile process such that the register balance is adjusted by the amount of the change. What happens when the opening balance is changed? However, you can change this number if you feel the need. Normally, you will not change the number that Quicken puts here. The balance shown is the result of all reconciled transactions and, as long as you didn't change a reconcile transaction, will equal the ending balance of your last reconciliation. If you choose to reconcile using a paper statement, Quicken will show you a Starting Balance (also known as a Prior Balance).
